Common Sense Approach to Municipal Cyber Liability Protection
A Powerful Solution for Municipal Pool Executives
Our Intentions:Is to provide Municipal Pools with Cyber Liability Protection for their members with enhancements tailored especially for municipals without the onerous application process.
What is Cyber Liability?
Cyber insurance broadly covers claims for data that is breached due to outside hacking or even employee dishonesty aimed at using that data for fraudulent purposes.
First and Third Party Covered
First Party
Governmental regulations require notifications and to voluntarily remediate the breach. This includes:
- Event management including Forensic and Legal Assistance from a Panel of Experts
- Notified of affected individuals per statue varying by state
- Notified individuals receive 12 months of free credit monitoring
- Risk Assessments and Educational Services
Third Party
Encompass damages arising out of data breach such as:
- Illegal money transfers
- Identify
- Defamation
- Invasion of privacy
- Injuries arising out of stolen data
Why Alexander J. Wayne & Associates?
- Seamless application process that is low hassle.
- Limits can be tailored as needed.
- We have exclusive arrangements to offer this program to Municipals Pools.
- Our coverage, rate, and ease of doing business cannot be topped.