Our Blog: Professional Liability

AJ Wayne’s exclusive program access to TMHCC’s Lawyer E&O program has expanded to include Illinois and Minnesota, in addition to Michigan and Wisconsin.
Learn more here…

AJ Wayne is pleased to announce that we now accept online payments via credit card or ACH using ePayPolicy. Processing fees apply. This portal should only be used for payments made directly to AJ Wayne – not for premium finance installments. Learn more here…

AJ Wayne announces a new partnership with Tokio Marine HCC. We now have exclusive access to the new TMHCC Lawyers E&O program in Michigan and Wisconsin.  As a result, you can offer broad E&O coverage to a wider range of law firms.  The program targets firms with up to 35 attorneys, based on state filing.  In addition, the program uses A++ carriers, admitted paper, with surplus lines availability. Coverage includes favorable terms and additional valuable coverage such as Network Security and Privacy Liability coverage. Download an application and submit it to your AJ Wayne broker today so you can take …

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Data breaches are soaring in recent years. Read up on this article written by Victor Reklaitis to learn more about this unfortunate surge. Get properly covered from a data breach with AJ Wayne & Associates!
https://buff.ly/2Fuds7W

Curious about how you can become an even better broker? Read up on what Rachel Coughlin has to say about working in the insurance broking business! https://bit.ly/2Hl08Zm 

Professional Lines Policy Cancellation – Proceeding with Caution, by Andrew J. Kelly, RPLU

The reasons a business has for terminating a professional lines insurance policy are often very different but can include the cancellation of an important vendor contract, low revenues, a change in business model, or even the termination of the business all together. Regardless of the reason for the desire to cancel coverage, it is important that an insured understand the consequences of policy cancellation not only with regard to the current policy, but past policies as well. I cannot tell you how many times in during my tenure …

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Read up on this industry article written by Brian Krebs to learn about skimmers and how you can protect yourself from fraud before it even happens!

https://krebsonsecurity.com/2018/02/would-you-have-spotted-this-skimmer/

Watch out, family-owned businesses can be sued too! Here at AJ Wayne, we have the staff to provide you with the services you need to protect your business. Contact us today for competitive, timely, and comprehensive service.

Read up on this industry article written by Mindy Pollack, “All in the Family – Family Businesses Are Sued by Employees, Too.”

http://bit.ly/2sbk7md

Here at AJ Wayne, we offer a variety of different coverages, including but not limited to:

• Professional Liability Insurance
• Cyber/Privacy and Security Insurance
• Excess Professional Liability
• Employment Practices Liability Ins
• Fiduciary Liability Insurance
• Crime Insurance
• Media Liability Insurance
• Directors and Officers Liability (For Profit and Nonprofit)

Our goal is to be the one stop shop for your client’s professional liability needs!

We will Research, Access, and Negotiate the best possible coverage options for you and your clients. Your risk has never been safer than it is with us. Please Call, Email, or Visit Us at www.ajwayne.com.

For the past eight years a debate has raged in Washington DC about what has become known as Obamacare.  This debate fundamentally involves whether healthcare should be public or private.  In 2008 the Affordable Care Act (ACA) was passed creating a slow firestorm over the religious, ideological, economic and political spectrums.  ACA weighed heavily in the 2016 election especially when voters opened the envelopes containing premium increase notifications.

Below is an outline of a real alternative to the ACA. It addresses everything Obamacare failed to enact in ways that preserve what is good about the act while assuaging both political persuasions.  …

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