Today’s directors and officers of for-profit companies face potential lawsuits from a multitude of sources. Whether they work for a large public company or a closely held private firm, directors and officers are brought into lawsuits that threaten their personal assets. Directors and officers can be sued by shareholders, employees, customers, vendors, competitors and the government.

We have several Directors & Officers Liability Insurance programs that can cover multiple exposures including following:

  • Separate Limit of Liability for Employment Practices Liability Claims
  • Directors & Officers Liability Limit is not eroded by employment claims
  • Unlimited Extended Reporting Period for former Directors & Officers at no additional charge (provides the advantage of an Occurrence Policy)
  • Employment Practices Liability Defense Costs OUTSIDE the Limit of Liability (for accounts with 200 or fewer employees)
  • Optional Fiduciary Liability Extension
  • Optional Crime Coverage
  • Duty To Defend Policy
  • Entity Coverage Included Automatically for No Additional Premium
  • Automatic Coverage for service on Non Profit 501(c)(3) Boards
  • Spousal Extension
  • Coverage for Individual Director or Officer available